Effortless banking, every day.
Open your account today!
Key Features
Earn higher interest on money you can easily access
Earn up to 2.85% on balances from $50,000 up to $100,000
A convenient way to bank
Everything you need for your everyday banking including internet banking, flexible payment options and an optional debit card.
Old-school service
Our friendly and helpful team is always available to give you a hand in the branch or over the phone.
Competitive fees
$0 monthly account keeping fees
Rates & Fees
Most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum.
Interest rates on balances
| Amount ($) | Interest1 |
|---|---|
|
Up to $2,000 |
0.00% p.a. |
|
Over $2,000 |
2.85% p.a. |
| Fee | Amount |
|---|---|
|
Monthly Fee |
$0 |
How to apply
Visit our branch, and our friendly staff will be ready to assist you.
1. Apply in branch
Just bring in 1 form of identification that can include Driver’s Licence, Passport or Birth Certificate.
2. Set up your online banking
We’ll activate your online banking and take you through how to log in whilst you’re in the branch.
3. Update your payments
Don’t worry about updating payments – we’ll walk you through the process in the branch.
4. Your card's in the post
Your Visa debit card will be sent via mail and should reach you within a few days.
1. Apply in branch
Just bring in 1 form of identification that can include Driver’s Licence, Passport or Birth Certificate.
2. Set up your online banking
We’ll activate your online banking and take you through how to log in whilst you’re in the branch.
3. Update your payments
Don’t worry about updating payments – we’ll walk you through the process in the branch.
4. Your card's in the post
Your Visa debit card will be sent via mail and should reach you within a few days.
Open a savings account today
To learn more or open a savings account, schedule an appointment with our friendly team or visit us at a branch.
Savings
account FAQs
Who is First Luminary Corporate Bank?
First Luminary Corporate Bank is a trusted financial institution offering a wide range of banking services to individuals and businesses. We focus on customer satisfaction, innovative technology, and secure financial solutions to help you achieve your financial goals.
How do I set up my online banking?
To set up online banking, visit our website, click on ‘Online Banking’ or ‘Enroll Now,’ and follow the prompts to enter your details, create a username and password, and set up security features. Once confirmed, you can log in and manage your finances online.
How do I switch to First Luminary Corporate Bank?
Switching is easy! Open a new account with us, transfer your funds, update direct deposits and automatic payments, and close your old account once everything is settled. Our team is here to assist you throughout the process.
Is my money safe with First Luminary Corporate Bank?
Yes, your money is safe with us. We are FDIC insured, use advanced security features, and offer robust fraud protection. Your deposits are protected, and we are committed to keeping your financial information secure.
Can I make a withdrawal from my Internet Saver Account?
To make a withdrawal from your Internet Saver account, you will need to transfer to a nominated transaction account with our Bank. Access is through internet banking.
How does the interest work on the Internet Saver?
You will receive the 2.85% interest rate once your Internet Saver balance reaches $2,000. Interest is paid monthly.